Pricing, quoted for your business
Volume-based gateway plans. Pricing reflects risk, and you'll see the fees before you commit.
Growth
Custom
For merchants processing $150k–$500k a month
- All fraud prevention features
- Chargeback alerts and defense
- WooCommerce plugin (classic and Blocks checkout)
- Email support
- Standard onboarding
Scale
Custom
For merchants processing $500k–$5M a month
- Everything in Growth
- Priority webhook processing
- Dedicated account manager
- Custom risk policy configuration
- Phone support
- Compliance scanning
Enterprise
Custom
For merchants processing $5M+ a month
- Everything in Scale
- Platform and marketplace support
- White-label domain options
- Custom integration support
- Service-level agreement (SLA)
- Dedicated infrastructure
All plans require a minimum processing volume of $150,000 a month and a USA-based business entity. Eligibility is confirmed during your consultation.
Approval is subject to partner bank underwriting.
What shapes your price
No surprises. Here's what high-risk merchants should expect from any honest provider, us included.
Pricing reflects risk.
High-risk processing costs more than mainstream processing. You'll see the fees before you commit.
Reserves are common.
Many high-risk accounts start with a reserve, a share of sales held for a set period. We'll explain any reserve terms before you sign.
Approval isn't guaranteed.
Banks decide. We improve your fit by matching you to the right bank and submitting a complete file.
OnCharge is not a bank. Merchant accounts are provided by our partner banks and are subject to their underwriting.
Tell us how you process today
We'll review your volume and category, then walk you through the fees and any reserve terms before you commit.
Approval is subject to partner bank underwriting.